Only by making a Will can you guarantee that your wishes are carried out upon your death. It is a common belief that, if no Will has been made, the property and finances of the deceased will automatically pass on to their next of kin. Unfortunately, this is not the case.

Without a Will the Law will determine who will inherit your Estate and although the Administration of Estates Act ensures that spouses and children are provided for, this may take a while and cause stress and anxiety at an already difficult time. Unfortunately, the Law does not make any provision for unmarried partners or step-children and it is therefore even more crucial that cohabiting couples make Wills.

You need to make a Will if you want to:

• Decide who will inherit your assets.
• Make proper provision for your family.
• Nominate who you want as guardians of your children.
• Appoint Executors to handle your affairs.
• Minimise Inheritance Tax Liability.
• Make a charitable donation.
• State your wishes for your funeral arrangements.

If you made a Will some time ago you should consider reviewing it to ensure that it is up to date with any changes in your circumstances.